Stock Loan Program

  • Minimum loan = $1m USD – no maximum

 

  • Non-Title transfer (The borrower remains the owner of his/her shares)

 

  • Title-Transfer (Very unusual request – only if the borrower needs the money now – we can fund in 4-5 days)

 

  • Non-recourse loan (Meaning, no personal guarantee. The only collateral is the borrower’s shares)

 

  • Min Daily Trading Volume (minimum to be accepted for a loan) = $50k USD – You can check the ticker on Market Watch

 

  • Fixed interest rate: 2-5% – case-by-case basis [Per annum, paid quarterly]

 

  • LTV: 55-65% – case-by-case basis [The higher the risk the lower the LTV and vice versa]

 

  • Terms: 3yrs loan w/ 3yrs lockout, 5yrs loan w/ 3yrs lockout7yrs loan w/ 5yrs lockout, 10yrs loan w/ 7yrs lockout.

 

  • How long to fund a loan: Typically, 2-3 weeks from start to finish. Depending on the borrower.

 

  • You need the money now? We can do “Title transfer” and fund your loan in approximately 4-5 days)

 

  • Exceptions #1 – No USA shares and Citizens

 

  • Exceptions #2 – No Chinese, Russian and Ukraine shares (Citizens from those countries can be accepted for a loan if their shares listed in other countries)

 

  • There are several other countries too, but these are the major ones.

 

  • Our strongest markets: UK, Canada, Hong Kong, Singapore, South Africa, Thailand, Australia, Japan, Malaysia, New Zealand, Philippines, Denmark, France, Germany, Italy, Spain, Sweden, Switzerland, Turkey, Poland, Luxembourg, Israel, Mexico, Brazil, Argentina, Chile, Colombia, Peru.

 

  • No upfront fees – loan origination fee of 3% to come from proceeds.